SIMPLICITY
We have the offers of all leading insurance companies with whom, thanks to our rich client portfolio, we have gained the status of a large buyer of all insurance policies on the market, thanks to which there are benefits of our clients.
Broker INS, as an insurance broker, provides its clients with a high level of insurance expertise. Expertise in this area is encompassed by the entire range of services.
• We perform a complete analysis and optimization of existing insurance coverage
• We provide our clients with the best insurance conditions and an adequate price
• We provide advice on all types of insurance, standard and non-standard
• We control and monitor the expiry of existing policies and prepare for timely renewal
• When renewing insurance, we strive for the client to realize what belongs to him under the policy
• We monitor changes in the insurance market and inform clients, proposing new solutions
Our legal and professional obligation is to prepare a risk analysis, propose appropriate coverage, assess the solvency of the insurance company based on data on the company's operations, mediate to negotiate execution of the insurance agreement, check the content of the policy, offer assistance to the insured, monitor performance of the insurance agreement when the insured event occurs. Our strategic goal is to direct our business policy according to the interests of the insured. We achieve this by considering the offers of all serious insurance companies for all required types of insurance and, according to our expert assessment, we propose an offer that can best protect the interests of our clients. The offers presented by our agency may be identical and in certain circumstances, with our recommendation, may be more favorable than the offers that the insured can receive directly from the insurance companies.
In the comparative analysis of all received offers that we receive from insurance companies, thanks to our experience, but also due to the experience of a large number of insured persons with whom we cooperate, we single out and propose the offer of the insurance company that meets the following criteria:
- creditworthiness of the insurance company
- amount of the premium
- fair and realistic assessment of the damage
- timeliness of payment of the incurred damage
- quality of service
- personnel expertise and technical equipment of insurers
- the ability of reinsurance to deal with high risks
Insured persons can count on our professional help from the moment the policy is finalized, throughout the insured period, as well as in the situation when, possibly, an insured event occurs, in which situations we hire a special team of experts for a fair and timely collection of damages.
Our agency is interested in mediation activities directly from insurance companies (commission, brokerage), which means that all policyholders can use our services for free. For our formal and legal engagement, an order (authorization) from a client is necessary in order for our engagement to satisfy all legal requirements. The authorization is usually given for a period of one year, although the period may be adjusted in accordance with an agreement with the client.
We have the offers of all leading insurance companies with whom, thanks to our rich client portfolio, we have gained the status of a large buyer of all insurance policies on the market, thanks to which there are benefits of our clients.
Instead of contacts with several representatives of insurers, our client generally cooperates with only one person on all matters related to insurance, with our concern for all issues related to insurance.
We provide our clients with a high level of expertise in insurance risk assessment and management, which gives us notable standing with insurance companies
We provide the best offers to our clients, saving them time and money, as well as the necessary manpower to perform insurance operations.
We are focused on protecting the interests of our clients, reducing insurance costs and managing the risk that could cause consequences for clients.
Each of our clients independently makes the final decision on the choice of insurers and desired coverage, in accordance with their needs and business policy.
Vaka Đurovica bb, Podgorica
+382 (0)69 069 800